Pre-Tax Deductions: 401k, FSA, HSA, and IRA Impact
By Apex Reign · Published on 2026-06-29
Pre-tax deductions lower your taxable income before the IRS takes its cut. The big three are 401(k) (up to $23,500/year), health insurance premiums, and HSA contributions ($4,400 individual).
A $5,000 401(k) contribution at 22% bracket saves $1,100 in federal tax. Use our paycheck calculator to model your deductions.
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